Purchase decisions
Get a full AI analysis of a wanted purchase — impact score, hidden costs, timing, and a worth-it verdict — before committing household funds.
Test a decision before making it
Tools
Run focused calculators and comparisons, then carry useful results into a broader plan.
Debt and borrowing
Explore mortgage, amortization, refinance, loan, and debt-payoff scenarios in focused calculators.
Housing comparison
Compare renting with buying using the costs and time horizon that fit the decision.
Long-range projections
Model FIRE and compound-growth scenarios with adjustable assumptions and visible projections.
Everyday calculators
Convert salary to hourly pay, currency, fuel cost, and discounts without leaving the app.
Grounded in the product
A closer look inside the app
AI purchase impact
MediumImpact 62/100
A new laptop pushes this month's discretionary spend past its usual range.
Worth it?
Reasonable if the current one is holding back work — but the timing is tight this month.
Hidden costs
- Extended warranty
- +€40/mo insurance
- Setup accessories
Final decision
Wait· medium confidence
A short delay keeps this from crowding out this month's budget.
Cooling-off: 48h
FIRE calculator
Initial assetsContributionsEarned growthFIRE target
- FIRE target
- €960,000
- Time to FIRE
- 19 yrs
- Savings rate
- 34%